Mega Backdoor Roth 2025 Limit

Mega Backdoor Roth 2025 Limit. In 2025, a participant can contribute up to $23,000, which is up from $22,500 in 2023 ($30,500 and $30,000 for people 50 and over in 2025 and 2023, respectively) in. The mega backdoor roth allows individuals to roll over substantial amounts—up to $43,500 in 2023—from a traditional 401 (k) to a roth ira or roth 401.

The resulting maximum mega backdoor roth ira contribution for 2025 is $46,000, up from $43,500 in 2023 if your employer makes no 401(k) contributions on. The annual contribution limit is $7,000 for 2025, plus an extra $1,000 if you’re age 50 or older.